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CITY

Select a City: No Preference Adult Village Aptos Capitola Carmel Carmel Valley Del Rey Oaks East of Highway 17 East Salinas East Santa Cruz County Los Gatos Mtns Los Gatos Mtns SCZ Marina Monterey North Monterey County North Salinas Pacific Grove Pebble Beach Rio Del Mar / Seascape Salinas Monterey Highway San Lorenzo Valley Santa Cruz Scotts Valley Seacliff Seaside/Sand City Soquel South Coast South Monterey County South Salinas Watsonville West Santa Cruz County Choose a property type: All Property Types Single Family Residential Condo / Townhome Mobile Homes Multi-Residential Residential Lots and Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SUBDIVISION

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Choose a property type: All Property Types Single Family Residential Condo / Townhome Mobile Homes Multi-Residential Residential Lots and Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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AREA

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Choose a property type: All Property Types Single Family Residential Condo / Townhome Mobile Homes Multi-Residential Residential Lots and Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: All Property Types Single Family Residential Condo / Townhome Mobile Homes Multi-Residential Residential Lots and Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Adult Village Aptos Capitola Carmel Carmel Valley Del Rey Oaks East Of Highway 17 East Salinas East Santa Cruz County Los Gatos Mtns Scz Marina Monterey North Salinas Pacific Grove Pebble Beach Rio Del Mar / Seascape San Lorenzo Valley Santa Cruz Scotts Valley Seacliff Seaside/sand City Soquel South Salinas Watsonville West Santa Cruz County Choose a property type: All Property Types Single Family Residential Condo / Townhome Mobile Homes Multi-Residential Residential Lots and Land

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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November 2009

FICO score factors in your credit when you buy your Santa Cruz home

Gregg Camp

Saturday, November 28th, 2009 at 9:44pm. 268 Views, 0 Comments.

What factors go into determining your FICO score when you buy a Santa Cruz home?

Buying a Santa Cruz home, factors to consider in your credit

• Payment History- this accounts for about 35% of your score.  Late payments on bills, such as mortgage payments, car loans, credit cards can all adversely affect you. Paying your bills on the agreed time will keep your score from being dinged. If you have a problem with a payment, contact the company directly to help avoid getting reported to the credit bureau.

• Length of Credit History- 15% of you credit score is derived from how long you have had credit. The longer the better as long as it is in good standing. So if you have old credit cards or accounts, use them at times, but don't…

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Capitola Beach smoking ban spreads; Capitola beach restaurants join, are homes next?

Gregg Camp

Thursday, November 26th, 2009 at 4:48pm. 344 Views, 0 Comments.

Captola Beach Smoking Ban extends range

 

While the ban on smoking on the beach in Capitola has been in effect for awhile, the city council took divided action to  enact a smoking ban in the majority of the touristy parts of Capitola.Homes are still a safe haven for the addicted, but the outdoor and indoor smoking bans are becoming more common.

While Capitola real estate is largely unaffected by such a ban, there is undeniable dislike from the buying public in general for homes that have been occupied by smokers.For those who come to the beach to relax or enjoy a meal, smelling smoke is an unpleasant experience.

The areas that will be affected are the general downtown areas of the Capitola esplanade, starting from near the Venetians, and around to…

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Cellulosic Bio Fuels Conference in Washington: Santa Cruz, Ca. housing could feel the impact: Bio Fuels Conference

Gregg Camp

Wednesday, November 18th, 2009 at 12:00pm. 257 Views, 0 Comments.

The 4th annual Cellulosic  Bio Fuels Conference is underway in Washington from November 16th and 19th. The event is to "provide an exceptional venue for the various communities in the cellulosic biofuels value chain to come together, discuss their most recent activities in advancing industry commercialization and report on the progress they are making in addressing the key technical, organizational, economic and financial challenges facing the industry.

Themes that will be highlighted in this year’s edition include the increasing involvement of the oil industry in cellulosic biofuels development and the progress of plant developers to get an assortment of biorefineries built and operating in order to provide the feedback needed to move to…

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Pure Skin Capitola Cancer Fundraiser a Success| Pure Skin Santa Cruz Capitola Facials and Massage

Gregg Camp

Saturday, November 14th, 2009 at 10:51pm. 246 Views, 0 Comments.

Pure Skin of Capitola had their Cancer fundraiser and big bash at the newly remodeled Dream Inn in Santa Cruz. The event was quite lovely and attended by approximately 300 people. Definitely a good showing by the Santa Cruz real estate community as well as those at large.

The event hosted a number of health and beauty products and small local merchants in one place and was a fun event.There were many raffle prizes and later some retreated to the new bar below with it's spectacular ocean view. Santa Cruz homes with a view like that are out of the range for most, but the Dream Inn can give you that experience for the fraction of the price of an ocean view Santa Cruz home.

I think the event was a a real success for the Dream Inn and for Pure Skin and the…

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What is a Short Sale?

Gregg Camp

Wednesday, November 11th, 2009 at 7:21pm. 223 Views, 0 Comments.

What is a Short Sale?

By now, most people have heard of short sales.  Many even know what they are.  However, there are many intricacies in a short sale.

 Let's start with the basics.  In today's market, most homeowners are upside down on their homes.  That means that the value of the home is below what the homeowner owes on the home.  Using basic numbers, if you owe $100k on your home, if your house is worth less than $100k, then you can either a) come to the closing with money or b) seek short sale relief.

 

The process can be quite in-depth.  In many ways, it's like you're qualifying for a mortgage.  It's a funny idea because we're mostly in this mess because lenders didn't do real qualifications the first time around.  Most lenders will require the…

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