Real Estate Search by Community

Contact us at California Coastal Home

If you have any questions or need more detailed information, please feel free to contact me via phone at 831.818.7524 or fill out the form to let us know how we can help with your real estate needs.

Santa Cruz Foreclosures

In Santa Cruz County, as with many other places around the country, the number of foreclosure filings has been on the rise over the past couple of years. Watsonville is leading the county with the highest number of filings, while the number of Santa Cruz foreclosures comes in at second place.

Read more about Santa Cruz foreclosures, or see all Santa Cruz bank CA owned homes for sale below.

Santa Cruz Foreclosures for Sale

All Listings Under $100,000 $100,000 - $200,000
$200,000 - $300,000 $300,000 - $400,000 $400,000 - $500,000
$500,000 - $600,000 $600,000 - $700,000 $800,000 - $900,000
$900,000 - $1,000,000


35 Search Results Found. Showing Results 1 - 8.

Classic view
Thumbnail view
1 2 3 4 5 »
Residential Lots And Land in Santa Cruz.

Lender owned 17 unit approved condo project located one block off Pacific Ave in downtown Santa...

Price: $900,000
City: Santa Cruz
Property Type: Residential Lots and Land
MLS ID: 81140286
Listing Courtesy: Martin Boone, Sherman & Boone Realtors
Santa Cruz Bay-View Home for sale.

Stunning full bay and city light views from this eclectic fixer in desireable West Side location....

Price: $670,000
City: Santa Cruz
Bedrooms: 4
Bathrooms: 2
Property Type: Single Family Residential
MLS ID: 81150721
Listing Courtesy: Christine Mincher, Bayview Properties
House in Santa Cruz.

Walk to the beach or stroll along the Harbor from this 3 bedroom 2 bathroom on a quiet, tucked...

Price: $649,900
City: Santa Cruz
Bedrooms: 3
Bathrooms: 2
Property Type: Single Family Residential
MLS ID: 81140958
Listing Courtesy: Brian De Diego, Century 21 Lad Realty
Santa Cruz Home for sale.

UPPER WEST SIDE HOME NEAR UCSC. HOME HAS GREAT LAYOUT WITH LARGE LIVING AREA WITH WETBAR. LARGE...

Price: $639,000
City: Santa Cruz
Bedrooms: 3
Bathrooms: 3
Property Type: Single Family Residential
MLS ID: 81203939
Listing Courtesy: Amy Gilbert, American Dream Realty
Multi-residential in Santa Cruz.

Walk to beaches, world famous Santa Cruz Beach Boardwalk and the Pacific Garden Mall for shopping....

Price: $597,000
City: Santa Cruz
Property Type: Multi-Residential
MLS ID: 81149911
Listing Courtesy: Dennis Stewart, Unique Homes & Land
House in Santa Cruz.

Located at the end of a cul de sac near DeLavega Golf Course this spacious Traditional style...

Price: $584,900
City: Santa Cruz
Bedrooms: 3
Bathrooms: 2
Property Type: Single Family Residential
MLS ID: 81201125
Listing Courtesy: Dennis Mulvihill, Alain Pinel Realtors
Santa Cruz Home for sale.

MUST SEE!! Beautiful enclosed patio and tiled rear deck. Large master suite, with full mirror...

Price: $459,900
City: Santa Cruz
Bedrooms: 2
Bathrooms: 2
Property Type: Single Family Residential
MLS ID: 81202935
Listing Courtesy: Bob Nastasi, A to B Realty
House in Santa Cruz.

WONDERFUL LIVE OAK LOCATION & NEIGHBORHOOD BETWEEN 17TH & 41ST AVE, OPEN FLOOR PLAN,...

Price: $459,300
City: Santa Cruz
Bedrooms: 3
Bathrooms: 2
Property Type: Single Family Residential
MLS ID: 81151330
Listing Courtesy: Steve Striffler, Century 21 Classic Properties
1 2 3 4 5 »

Sign up for your free account to view detailed information about each Santa Cruz foreclosure, save your search preferences, bookmark favorite listings, and much more! Registration is free, only takes a moment, and no information you provide will be shared with any third party (see our Privacy Policy for more information).

Santa Cruz CA Bank Owned Homes, REOs & Short Sales

Nearly 1 in every 4,200 homes in Santa Cruz is facing foreclosure at the moment, which makes the available inventory very good for real estate investors. The average sales price for foreclosures is approximately $479,374, while the median price for Santa Cruz CA bank owned homes is $556,039. These prices are excellent, and enable a wide range of buyers to enter the much-desired Santa Cruz real estate market.

Buyers looking for foreclosures in Santa Cruz can choose to buy prior to or after the actual foreclosure process. At the foreclosure auction, if no one outbids the lender, ownership reverts to the bank, making the home an REO or bank owned home. Transactions that occur before the foreclosure stage are known as short sales.

A short sale occurs when a home is sold for less than the amount still owed to the bank. Pre-foreclosure transactions like short sales can present a great opportunity for buyers looking for a good deal, for sellers who are looking to get out from under their mortgage, as well as for lenders looking to avoid the time-consuming foreclosure process.

Short sales are also less risky for buyers than buying at an auction because they're able to inspect the property before the sale is final. Also, sellers still have a vested interest in keeping the home in good repair. That said, short sales can take a very long time to complete, and there's no guarantee that the lender will approve the deal. Buyers looking for Santa Cruz short sales are wise to talk to a REALTOR® who is experienced with these types of sales, so they know exactly what they're getting into.

If you have any questions about buying short sales or REOs in Santa Cruz, feel free to contact Gregg for answers. You can also expand your search by viewing all homes for sale in Santa Cruz.

Call Us Now

My Account

Log in, to view your saved searches and add to your favorite listings.

Sign Up Here For Your FREE Account
Gregg's Listings